Finance/Calculator

SIP / Investment Calculator

Calculate the future value of your systematic monthly investments. Works for SIPs, mutual funds, ETFs, and any regular investment plan worldwide.

Investment Details

Projected Value in 10yC$116,170

Investment Projection

94%return

Total Value in 10 Years

C$116,170

Returns: C$56,170

Invested: C$60,000Wealth ratio: 1.94x
YearInvestedValue
Year 1 C$6,000C$6,405
Year 3 C$18,000C$21,754
Year 5 C$30,000C$41,243
Year 10 ๐ŸŽฏC$60,000C$116,170
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How It Works

SIP (Systematic Investment Plan) calculator uses the future value of an annuity formula to project the growth of regular monthly investments:

FV = PMT ร— [(1+r)^n โ€“ 1] / r ร— (1+r)

Where PMT = monthly investment, r = monthly return rate (annual รท 12), and n = total months.

An optional one-time lumpsum investment can be added, which grows using simple compound interest: FV = PV ร— (1+r)^n.

Both values are summed for the total projected portfolio value.

Frequently Asked Questions

SIP / Investment Calculator Canada 2026 โ€” Free Online | Tools & Deals Hub