Finance/Calculator

SIP / Investment Calculator

Calculate the future value of your systematic monthly investments. Works for SIPs, mutual funds, ETFs, and any regular investment plan worldwide.

Investment Details

Projected Value in 10y$116,170

Investment Projection

94%return

Total Value in 10 Years

$116,170

Returns: $56,170

Invested: $60,000Wealth ratio: 1.94x
YearInvestedValue
Year 1 $6,000$6,405
Year 3 $18,000$21,754
Year 5 $30,000$41,243
Year 10 🎯$60,000$116,170
Advertisement728Γ—90

How It Works

SIP (Systematic Investment Plan) calculator uses the future value of an annuity formula to project the growth of regular monthly investments:

FV = PMT Γ— [(1+r)^n – 1] / r Γ— (1+r)

Where PMT = monthly investment, r = monthly return rate (annual Γ· 12), and n = total months.

An optional one-time lumpsum investment can be added, which grows using simple compound interest: FV = PV Γ— (1+r)^n.

Both values are summed for the total projected portfolio value.

Frequently Asked Questions

SIP / Investment Calculator United States 2026 β€” Free Online | Tools & Deals Hub