Retirement Calculator
Project your retirement savings based on current age, contributions, and expected returns. Localised for your country's pension scheme.
Your Retirement Details
🇨🇳 China Scheme: Basic Pension Insurance / EAF
Retirement Projection
At Retirement (65 yrs)
¥1,015,589
Monthly income: ¥3,385/mo
🇨🇳 China: HPF withdrawable for home purchase. Pension: 8% employee + 16–20% employer.
How It Works
The retirement calculator uses compound interest to project the future value of your current savings and monthly contributions over your working years.
Two formulas are combined: (1) FV = PV × (1+r)^n for your existing savings, and (2) FV = PMT × [(1+r)^n – 1] / r for monthly contributions. Both are then added to give your total projected balance at retirement.
Results are automatically localised for China with pension scheme names, contribution limits, and local notes.