Finance/Calculator

SIP / Investment Calculator

Calculate the future value of your systematic monthly investments. Works for SIPs, mutual funds, ETFs, and any regular investment plan worldwide.

Investment Details

Projected Value in 10yโ‚ฌ116,170

Investment Projection

94%return

Total Value in 10 Years

โ‚ฌ116,170

Returns: โ‚ฌ56,170

Invested: โ‚ฌ60,000Wealth ratio: 1.94x
YearInvestedValue
Year 1 โ‚ฌ6,000โ‚ฌ6,405
Year 3 โ‚ฌ18,000โ‚ฌ21,754
Year 5 โ‚ฌ30,000โ‚ฌ41,243
Year 10 ๐ŸŽฏโ‚ฌ60,000โ‚ฌ116,170
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How It Works

SIP (Systematic Investment Plan) calculator uses the future value of an annuity formula to project the growth of regular monthly investments:

FV = PMT ร— [(1+r)^n โ€“ 1] / r ร— (1+r)

Where PMT = monthly investment, r = monthly return rate (annual รท 12), and n = total months.

An optional one-time lumpsum investment can be added, which grows using simple compound interest: FV = PV ร— (1+r)^n.

Both values are summed for the total projected portfolio value.

Frequently Asked Questions

SIP / Investment Calculator Germany 2026 โ€” Free Online | Tools & Deals Hub