SIP / Investment Calculator
Calculate the future value of your systematic monthly investments. Works for SIPs, mutual funds, ETFs, and any regular investment plan worldwide.
Investment Details
Projected Value in 10yNZ$116,170
Investment Projection
94%return
Total Value in 10 Years
NZ$116,170
Returns: NZ$56,170
Invested: NZ$60,000Wealth ratio: 1.94x
YearInvestedValue
Year 1 NZ$6,000NZ$6,405
Year 3 NZ$18,000NZ$21,754
Year 5 NZ$30,000NZ$41,243
Year 10 🎯NZ$60,000NZ$116,170
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How It Works
SIP (Systematic Investment Plan) calculator uses the future value of an annuity formula to project the growth of regular monthly investments:
FV = PMT × [(1+r)^n – 1] / r × (1+r)
Where PMT = monthly investment, r = monthly return rate (annual ÷ 12), and n = total months.
An optional one-time lumpsum investment can be added, which grows using simple compound interest: FV = PV × (1+r)^n.
Both values are summed for the total projected portfolio value.
Frequently Asked Questions
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