Cashback & Rewards Calculator
Calculate your actual cashback earnings and compare reward cards to find the best one for your spending habits.
Compare Your Cards
Card 1
Card 2
Winner: Card B$480.00/yr
Cashback Comparison
$480.00best annual
Better Card
Card B
Annual difference: $120.00
Card A
1.5% cashback
$360.00/year
Card B
2% cashback
$480.00/year
WinnerMonthly Spend$2,000.00
Card A Monthly Cashback$30.00
Card A Annual Cashback$360.00
Card B Monthly Cashback$40.00
Card B Annual Cashback$480.00
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How It Works
The cashback calculator compares two credit cards based on your monthly spending and each card's cashback percentage.
Monthly cashback = Monthly Spend × Cashback Rate% Annual cashback = Monthly Cashback × 12
The calculator determines which card gives you more cashback annually and shows the difference between the two. This helps you choose the right card based on your actual spending patterns rather than advertised rates.
Frequently Asked Questions
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