Retirement Calculator
Project your retirement savings based on current age, contributions, and expected returns. Localised for your country's pension scheme.
Your Retirement Details
🇮🇳 India Scheme: EPF / PPF / NPS
Retirement Projection
At Retirement (65 yrs)
₹1,015,589
Monthly income: ₹3,385/mo
🇮🇳 India: EPF: 12% of basic salary. PPF: 7.1% tax-free. NPS gives market-linked returns + tax benefits.
How It Works
The retirement calculator uses compound interest to project the future value of your current savings and monthly contributions over your working years.
Two formulas are combined: (1) FV = PV × (1+r)^n for your existing savings, and (2) FV = PMT × [(1+r)^n – 1] / r for monthly contributions. Both are then added to give your total projected balance at retirement.
Results are automatically localised for India with pension scheme names, contribution limits, and local notes.