Finance/Calculator

SIP / Investment Calculator

Calculate the future value of your systematic monthly investments. Works for SIPs, mutual funds, ETFs, and any regular investment plan worldwide.

Investment Details

Projected Value in 10yโ‚น116,170

Investment Projection

94%return

Total Value in 10 Years

โ‚น116,170

Returns: โ‚น56,170

Invested: โ‚น60,000Wealth ratio: 1.94x
YearInvestedValue
Year 1 โ‚น6,000โ‚น6,405
Year 3 โ‚น18,000โ‚น21,754
Year 5 โ‚น30,000โ‚น41,243
Year 10 ๐ŸŽฏโ‚น60,000โ‚น116,170
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How It Works

SIP (Systematic Investment Plan) calculator uses the future value of an annuity formula to project the growth of regular monthly investments:

FV = PMT ร— [(1+r)^n โ€“ 1] / r ร— (1+r)

Where PMT = monthly investment, r = monthly return rate (annual รท 12), and n = total months.

An optional one-time lumpsum investment can be added, which grows using simple compound interest: FV = PV ร— (1+r)^n.

Both values are summed for the total projected portfolio value.

Frequently Asked Questions

SIP / Investment Calculator India 2026 โ€” Free Online | Tools & Deals Hub